Here a suggestion. I defined a command \mycolorcmd which behaves like \color but with the test if the number is greater than 100. The following output is created by:
\mycolorcmd{blue} Text Text
\mycolorcmd{red!140} Text Text
\mycolorcmd{blue!40} Text Text

\documentclass{article}
\usepackage{xcolor}
\makeatletter
\def\mycolorcmd#1{\@mycolorcmd#1!\@nil}
\def\@mycolorcmd#1!#2\@nil{%
\ifx\relax#2\relax
% \color{#1}%
\else%
\edef\@tempa##1!{ \@tempcnta=##1}%
\@tempa #2\relax
\ifnum \@tempcnta > 100\relax%
\advance \@tempcnta by -100\relax%
\color{#1!\the\@tempcnta!black}%
\else%
\color{#1!\the\@tempcnta}%
\fi
\fi%
}
\makeatletter
\begin{document}
\mycolorcmd{blue} Text Text
\mycolorcmd{red!140} Text Text
\mycolorcmd{blue!40} Text Text
\end{document}