Since you have defined a table inside a display equation(!), you may use fleqn as the option for the documentclass.
\documentclass[12pt,a4paper,fleqn]{article}
\usepackage[utf8]{inputenc}
\usepackage{amsmath}
\usepackage{amsfonts}
\usepackage{amssymb}
\setlength\mathindent{0pt} %% reduce the indent for equations to 0pt.
\begin{document}
First find how many days between July 22 and Nov 4
\[\begin{tabular}{|ccc|}
\hline
Month & & days \\
\hline \hline
July & 31-22 & 9 \\
August & & 31 \\
September & & 30 \\
October &&31\\
November&&4\\
\hline \hline
\multicolumn{2}{|c}{total } & 105 days \\
\hline
\end{tabular}\]
\begin{flalign*}
PV &= \frac{FV}{1+r \times t} \\\\
&= \frac{1000}{\left(1+0.07 \times \frac{105}{365}\right)} \\\\
&= \dfrac{2000}{1.020137}\\\\
&= \$980.26
\end{flalign*}
\end{document}

Update:
Now it is time to do things in right way. tabular need not be used inside \[...\]. And as noted by Gonzalo, instead of using double \\ to leave some extra vertical space between equations, one can use the optional argument like\\[<len>], where <len> can be \jot or any unit of length like pt or cm or multiples of baselineskip as in this example, where nothing is changed in the preamble:
\documentclass[12pt,a4paper]{article}
\usepackage[utf8]{inputenc}
\usepackage{amsmath}
\usepackage{amsfonts}
\usepackage{amssymb}
\begin{document}
First find how many days between July 22 and Nov 4
\par\noindent
\begin{tabular}{|ccc|}
\hline
Month & & days \\
\hline \hline
July & 31-22 & 9 \\
August & & 31 \\
September & & 30 \\
October &&31\\
November&&4\\
\hline \hline
\multicolumn{2}{|c}{total } & 105 days \\
\hline
\end{tabular}
here
\begin{flalign*}
PV &= \frac{FV}{1+r \times t} && \\[\jot]
&= \frac{1000}{\left(1+0.07 \times \dfrac{105}{365}\right)} && \\[.5cm]
&= \dfrac{2000}{1.020137} && \\[\baselineskip]
&= \$980.26 &&
\end{flalign*}
\end{document}