Could I get some help to add a caption above each table, more horizontal distance between tables.Also if possible to get a caption just beneath each table. cheers
\begin{table}[!htb]
\tiny \setlength{\tabcolsep}{1.pt}
\begin{minipage}{.33\linewidth}
\centering
\caption{First Table}
\label{tab:first_table}
\begin{tabular}{c|c|c|c}
\toprule
\textbf{Term} & Default & Fully paid & \textbf{Ratio} \\ \hline
$36$ months & $5881$ & $37473$ & 0.135 \\
$60$ months & $2712$ & $6715$ &0.287 \\ \hline
Pearson's & d.f & $pvalue$ \\
$\chi^2 =1313$ & $1$ & $\approx 0$ \\
\bottomrule
\end{tabular}\hfill
\end{minipage}
\begin{minipage}{.3\linewidth}
\centering
\caption{Second Table}
\label{tab:second_table}
\begin{tabular}{c|c|c|c}
\toprule
\textbf{Home Ow.} & Default & Fully paid & \textbf{Ratio} \\ \hline
Mortg. & $3733$ & $20911$ & 0.15 \\
Own & $710$ & $3456$ & 0.17 \\
Rent& $4150$ & $19821$ & 0.173 \\ \hline
Pearson's & d.f & $pvalue$ \\
$\chi^2 =43.7$ & $2$ & $\approx 0$ \\
\bottomrule
\end{tabular}
\end{minipage}\hfill
\begin{minipage}{.3\linewidth}
\centering
\caption{Third Table}
\label{tab:third_table}
\medskip
\begin{tabular}{c|c|c|c}
\toprule
\textbf{Inq.L.6mths} & Default & Fully paid & \textbf{Ratio} \\ \hline
$0$ & $3609$ & $22371$ & 0.139 \\
$1$ & $2565$ & $12322$ & 0.170 \\
$2$& $1495$ & $6134$ & 0.195 \\
$\geq 3$ & 924 & 3361 & 0.215 \\ \hline
Pearson's & d.f & $pvalue$ \\
$\chi^2 =277$ & $3$ & $\approx 0$ \\
\bottomrule
\end{tabular}
\end{minipage}
\end{table}
\documentclass{...}
and ending with\end{document}